7 Unexpected Things That Medicare Doesn’t Cover
Medicare is a federal health insurance program for people aged 65 and above, as well as those below 65 that receive Social Security Disability Insurance, or people with End-Stage Renal Disease. There are four parts of Medicare. Part A and B, which are Original Medicare, provide inpatient and outpatient medical coverage, respectively. Part C offers a Medicare Advantage Plan, and part D covers prescription drugs. A person is eligible for healthcare enrollment three months before they turn 65 or if they have a disability. Here are seven unexpected health services Medicare doesn’t cover: 1. Routine eye exams Medicare doesn’t cover routine eye exams, contact lenses, or eyeglasses. However, if you have a high-risk medical condition like diabetes, Medicare can cover an annual eye exam. At an additional-cost, you can enroll for Medicare Advantage Plan, which will cover eye exams and diagnostics. 2. Hearing aids The cost of routine hearing exams and hearing-aids is not covered by Medicare parts A and B. However, only part C of Medicare offers hearing aids benefits and other ear-related medical conditions. Since hearing aids are expensive, Medicare Advantage plan enrollment is highly recommended. 3. Routine dental exams Unfortunately, original Medicare doesn’t cover routine dental care or most procedures related to oral care, like fillings, extractions, and cleaning.